Regular Share Accounts
Period End 12/31/2008 |
Rate |
Annual Percentage Yield |
| Balance of $ 5 to $ 999 |
.90% |
.91% |
| Balance of $1000 to $9,999 |
1.15% |
1.17% |
| Balance of $10,000 to $24,999 |
1.65% |
1.67% |
| Balance of $25,000 to $49,999 |
1.75% |
1.77% |
| Balance of $50,000 to $99,999 |
2.15% |
2.17% |
| Balance of $100,000 and over |
2.75% |
2.77% |
Loan Escrow Accounts do not earn dividends Accounts closed during the quarter do not earn dividends Share Drafts Checking Accounts do not earn dividends Early withdrawals from Christmas Club/ Vacation Clubs will incur a penalty for early withdrawal of funds.
Certificate of Deposit Rates
Effective December 31, 2008 |
Rate |
Annual Percentage Yield |
| 3 Mo Minimum $ 5,000.00 |
2.45% |
2.48% Div. at Maturity |
| 6 Mo Minimum $ 2,500.00 |
2.75% |
2.78% Div. at Maturity |
| 12 Mo Minimum $ 2,500.00 |
3.00% |
3.03% Div. at Maturity |
| 12 Mo Minimum $ 10,000.00 |
3.05% 3.09% Div. at Maturity |
| |
|
|
| |
|
| Life Savers (9 Months) Minimum $1,000.00 |
2.80% |
2.83 % Div. at Maturity |
| |
|
*Annual Percentage Yield.
APY assumes that dividends will not be withdrawn.
Penalty for early withdrawal of funds.
Rates are subject to change without notice.
Your savings are federally insured to $250,000 by NCUA (National Credit Union Administration) a U.S. Government agency. Equal Housing Lender
Privacy Policy
Loan Types and Rates
Effective December 31, 2008
- Keep in mind loan requirements may change without notice.
- Verification of income is required & must be submitted with loan application.
- Any and all delinquent payments, on current & previous loans, owed the CROUSE FCU must be paid before money/credit cards are released.
- Payment is due on the date stipulated in the disclosure statement on the promissory note. Even if loan payments may be paid via ACH, Payroll Deduction or Automatic Transfer from your share account, it is still your responsibility.
- Rates below are current as of the date posted above and are subject to change without notice.
- The rates shown are "as low as". Your Annual Percentage Rate and term for all loans may very from the stated based upon credit worthiness.
- Rates listed reflect automatic payment from Crouse FCU savings or checking account otherwise add .25% . Other rates and terms may
apply. * Visa and Line of Credit, Share Pledge loans, Bill Consolidation loans
excluded from discounts.
| Secured Loans - Loan Calculator |
Term |
APR*
As Low As
|
New / Used Auto
Model Year
2006 - 2009 |
36 months |
4.75% |
| |
48 months |
4.99% |
| |
60 months |
4.99% |
| |
72 months |
5.50% |
| |
|
|
Used Auto
Model
Year 2000 - 2005
Term based on year of vehicle |
36 months |
5.49% |
| |
48 months |
5.74% |
| |
60 months |
5.99% |
| |
|
|
Auto Refinance
(Refinance your car loan financed with another lender)
Auto Equity
(Car is paid in full) |
60 months |
Rate and term based on year of vehicle
Call for rate |
| |
|
|
New/Used Boat and RV
Model Year
2006 - 2009 |
60 months |
5.49% |
| |
120 months |
7.24% |
| |
180 month |
7.24% |
| |
|
|
Used Boat/ RV
Model Year 2000-2005
Term based on year of boat/RV |
60 months |
6.49% |
| |
120 months |
7.50% |
| |
144 months |
8.00% |
| |
180 months |
8.49% |
Older Used Car/Boat/RV
1999 and older and
Other Secured
(E.g.: jet ski, atv, snowmobile) |
36 months |
7.25% |
| |
60 months |
7.50% |
| |
72 months
RV or boat only |
9.74% |
| |
|
|
100% Share Secured
*No discounts |
36 months |
5.25% |
| |
60 months |
5.25% |
| |
|
|
| 50% Share Secured |
60 months |
5.75% |
| |
|
|
| |
|
|
Auto Financing And Auto Insurance together at Crouse FCU.
MEMBERS Auto Insurance Now Available! Call 315-470-7928 for more details
| Unsecured Loans - Loan Calculator |
Term |
APR*
As Low As |
| Signature/ Personal |
12 months |
8.00% |
| |
36 months |
9.50% |
| |
60 months |
11.00% |
| |
|
|
Bill Consolidation
* No discounts |
60 months |
17.99% |
| |
|
|
Line of Credit/ Overdraft Protection
* No discounts |
|
9.99% |
| |
|
|
Visa Credit Card
* No discounts |
Revolving |
9.99% |
| |
|
|
| Healthy Choice Signature |
48 months |
9.74% |
| |
|
|
*All rates are shown as Annual Percentage Rates (APR). All rates subject to change without notice.
