| 2011 FEE SCHEDULE (Effective November 1, 2011) |
| Transaction Fees |
| Non Sufficient Funds NSF Fees |
$25.00 |
| Overdraft Fee (Negative Balance) |
$25.00 |
| Return Deposited Item/Includes Loan Payments |
$20.00 |
| Stop Payment (Includes ACH) |
$12.00 Each or $15.00 for series |
| Inactive Account |
$20.00 per quarter |
| Teller Assisted Withdrawals Below $50.00 |
$ 2.00 Each |
| Excessive Teller Assisted Wd’s |
$3.00 Each AFTER 4 WITHIN A MONTH |
| Account closed within 90 days of opening |
$10.00 |
| Teller assisted transfers for less than $100 to avoid NSF |
$2.00 |
| Non Member Check Cashing |
$5.00 |
| ATM Fees |
| Our Machine Located in Basement atCrouse Hospital |
Free and Unlimited using your Crouse FCU ATM/Debit card.Machine will **Surcharge $1.00 for non Crouse FCU cards |
Share Net Locations
Visit www.sharenet.com |
Free and unlimited use at selected Share-Net Machine locations using Crouse FCU ATM/Debit Card. Locations throughout CNY |
| Co-OP Network MachinesVisit www.co-opnetwork.org for locations |
**Surcharge free—Using Crouse FCU ATM/Debit Card.
* Usage fees will apply. |
| Out of Network ATM Machine |
4 free per month, then *usage fee is $1.50 each.**Surcharge : Non Crouse owned/Non Share Net/Non Co-op ATMs may assess a **surcharge. The owner of the machine charges the surcharge. |
| Point of Sale |
Pin based purchases are free of charge. When making purchases with your Debit card---choose the credit option. |
| Financial Products |
| Money Order |
$ 1.00 Each |
| Check Printing Fees |
Prices Vary |
| Check Printing Fees (Life Saver) |
One order per year on us |
| Visa Gift Card |
 $ 3.00 Each |
| Western Union Wire |
$15.00 |
| Wire Transfer (US only) |
$15.00 |
| Miscellaneous Fees |
| Copy of Statements/Interim Print out |
$ 2.00 Pick Up or $ 3.00 Mail---Free on Home Banking Site |
| Copies of Cancelled Checks |
5 Free Per Year / $ 1.00 each Thereafter--Free copies your Home Banking site |
| Address Correction (Mail is returned) |
$ 2.00 each instance |
| Address Research |
$10.00 One time |
| Restraining Notice/Levy (legal) |
$40.00 |
| Notary Public Fee |
Free to member with appointment |
| Check Protest Fee |
$15.00 |
| Abandon Property Charge |
$25.00 |
| Account Research |
$25.00 per hour |
| Plastic Card Fees (ATM/Debit/Credit) |
| Replacement Card or Card capture |
$ 5.00 each |
| Rush Replacement Card |
Our cost will be passed along to member |
| Loan Related Fees (Includes Visa Credit Card) |
| Late Charge (Open and Closed End Loans and Visa Credit Card) |
$ 20.00 After Grace Period listed on contractual agreement |
| Loan Filing Fee (Less than $500.00) |
$10.00 |
| Cash Advance Fee |
$ 3.00 |
| Pay By Phone (Call to Visa for Credit Card) |
$10.00 |
| Return Check Fee |
$15.00 |
| Express Delivery |
Cost will be passed to member |
| Car Fax Report |
$7.00 |
| Gap Insurance |
$150.00 based on vehicle financed |
| * Usage Fee is imposed by us for use of Out of Network ATM Locations. (CO-OP Machines Included) |
| **Surcharge fee is imposed by the owner of the ATM that you choose to use. These machines will also incur an out of network usage fee. |
