Loan Services


We offer low rates and competitive terms on loans for a car, truck, recreational vehicle, vacation, or home improvement. Choose the loan that fits your needs.

New and Used Automobiles, Boats, and Recreation Vehicles

Are you in the market for a new or used vehicle? Call or come in to your credit union for a pre-approved loan so that you can go shopping with confidence. With approved credit we can even offer you a pre-approved purchase voucher  you can take shopping with you! We offer 100% financing on new and used vehicles with great rates. Payroll deduction with bi-weekly payment is a feature that you will come to love. Some restrictions may apply, subject to credit approval.

Boats, motor homes, trailers, jet ski, and motorcycles, all can be financed with little or no down payment.

Personal Signature Loans

Need money for that vacation, car repair, or an emergency? Whatever the reason, apply today.

Secured Loans

Lawnmowers, ATVs, snowmobiles, motorcycles, and older used cars would fall under this loan category. Provide us with information on the collateral you are offering to secure the loan.

Overdraft Protection

If you are ever concerned about shortages with your checking account, this account will provide the protection that you need.

Visa Credit Cards

Crouse Federal Credit Union offers to its members a Visa Credit Card.

  • Low Fixed rate
  • No annual fee
  • Up to $10,000 credit limits
  • Inquire about our Secured Visa Credit Card

Share Secured Loans

Borrow against your Share Savings account. Shares equal to the amount that you owe remain on deposit until the loan is satisfied. You can still earn dividends and repay at a very cost effective interest rate.

First Mortgages

Crouse Federal Credit Union offers mortgage options provided by Owners Choice Funding. You can find an informational brochure under the printable forms page. Visit www.ownerschoice.com or call 315-437-8614.