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Loan Rates


Rates effective April 1, 2018

Auto, Boat, and RV loans


Required to apply ***Please note that appointments are suggested when submitting the application should you have questions concerning the process. 

  • Loan Application
  • If applying with Co-Borrower/Co-signer –they must complete a separate application.
  • Signed Purchase Agreement
  • Description of vehicle to include year, make, model, mileage, equipment, VIN #
  • Insurance Information/Collateral Protection
  • Copy of title required for the following:
    • non-dealer sales, Refinance, or Auto Equity
  • Date of Delivery
  • Information on how the vehicle will be titled (Name)
  • Copy of current payroll stub
  • Refinance Loans require a 10 day payoff in writing from your current lender.

Loan TypeTermAPR*
Auto Purchase Years 2016-2019 Terms and conditions may apply 36 months1.99%
48 months2.24%
60 months2.49%
72 months2.59%
Available for loans +$25,000 Yrs. 2016-201984 months3.19%
Auto Purchase
Years 2010 - 2015
36 months2.29%
Terms and conditions may apply based on NADA and year of vehicle48 months2.49%
60 months2.59%
72 months3.24%
84 monthsAsk for rates and terms
Vehicle Refinance - Auto Equity Bring your current contract so that we may determine if we can save you $$$$Loans financed with another lender
Boat/RV Purchase Years 2015-2019 New-Untitled ATV, snowmobile, Jet-ski, Motorcycle are included in this category-term based on year and NADA values.
Terms and conditions may apply
60 months3.59%
84 months4.99%
120 months5.74%
144 months5.99%
Used Boat/RV Purchase2010-2018 Terms and Conditions may applyATV, snowmobile, Jet-ski, Motorcycle are included in this category60 months3.99%
84 months5.24%
120 months6.24%
Other SecuredCategory includes Older used car 2009 and older. ATV, snowmobile, Jet-ski, Motorcycle are included in this category-term based on year and NADA values.36 months4.49%
48 months4.99%
60 months5.24%
72 months7.98%

 

Signature / Personal, Bill Consolidation


Required to apply***Please note  that should you have questions concerning the process to apply, appointments are suggested when submitting the application

Loan Application

  • If applying with Co-Borrower/Co-signer –they must complete a separate application.
  • Copy of current payroll stub
  • *For bill consolidation, provide a list of bills with pay off amounts.
  • Credit Union may request copies of bills on bill consolidation loans
  • Ask for outcome date and time

TypeTermAPR*
Vacation Loan Special8 months5.99%
Personal/Signature Loans12 months6.99%
36 months9.74%
60 months10.74%
Bill Consolidation36 months13.25%
48 months17.49%
Home Improvement

Estimates Required
11 months6.24%
60 months8.25%
Line of Credit / Overdraft Protection As low as9.99%
Visa Credit CardAs low as9.99%
Sweep Crouse Visa Credit Card36 months6.99%
48 months7.99%
Healthy Choice Examples: Treadmill purchase,Health Club membership,
Elective surgery not covered by insurances and more.
Proof Required
12 months6.49%
60 months9.99%

 

Share Secured Loans

TypeTermAPR*
100% Share Secured24 months2.25%
Shares on Deposit60 months2.50%
50% Share Secured24 months5.99%
Shares on Deposit48 months6.99%
Secured Credit CardAs low as17.99%

 

*APR = Annual Percentage Rate. APY = Annual Percentage Yield