You may now use the on-line tool to complete a loan application on this website. Additional information such as purchase agreements, payroll information, bills, etc. may still be needed. We will contact you to provide you with information that is needed to complete the request. If you choose you may call 315-470-7928 for instructions to provide that information.
If you choose not to apply using the on-line tool, you may print out a loan application found on forms page. Fax to us at 315-470-5633. The other option is to pick up a loan brochure at the credit union.
Appointments are suggested if you need to discuss your application for any reason.
Note: Rates are listed ” As low as” Based on credit score from Experian 680 or higher. We have many other excellent rates and terms available based on individual terms, conditions, and scores. Rate assumes automatic payment on contractual due date or an upcharge of .50% will be added to the rate. This is subject to change without notice.
| Loan Type | Term | APR* |
|---|---|---|
| Auto Purchase Years 2016-2020 Terms and conditions may apply | 36 months | 2.65% |
| 48 months | 2.65% | |
| 60 months | 2.65% | |
| 72 months | 2.90% | |
| Available for loans +$25,000 Yrs. 2017-2020 | 84 months | 3.59% |
| Auto Purchase Years 2011 - 2015 | 36 months | 2.90% |
| Terms and conditions may apply based on NADA and year of vehicle | 48 months | 2.90% |
| 60 months | 2.99% | |
| 72 months | 3.89% | |
| Based on year and value, please ask for rates and terms if available | 84 months | Ask for rates and terms |
| Vehicle Refinance - Auto Equity | Bring your current contract so that we may determine if we can save you $$$$ | Loans that are financed with another lender ...Let us check to see if you can save $$$$$ |
| Boat/RV Purchase Years 2016-2020 New-Untitled ATV, snowmobile, Jet-ski, Motorcycle are included in this category-term based on year and NADA values. Terms and conditions may apply | 60 months | 3.84% |
| 84 months | 4.95% | |
| 120 months | 4.95% | |
| 144 months | 5.90% | |
| Used Boat/RV Purchase2010-2018 Terms and Conditions may applyATV, snowmobile, Jet-ski, are included in this category | 60 months | 4.09% |
| 84 months | 6.25% | |
| 120 months | 7.49% | |
| Other Secured Category includes Older used car 2010 and older. ATV, snowmobile, Jet-ski, Motorcycle are included in this category-term based on year and NADA values. | 36 months | 5.49% |
| 48 months | 5.99% | |
| 60 months | 6.25% | |
| 72 months | Ask for rates | |
| Motorcycle Purchase New and Untitled | 60 months | 3.85% |
| Motorcycle Purchase 2011-2018 | 60 months | 4.10% |
| Mechanical Repair Coverage Keeping cars longer- Not too late to add on this valuable coverage | 60 month | 3.99% |
You may now use the on-line tool to complete a loan application on this website. Additional information such as purchase agreements, payroll information, bills, etc. may still be needed. We will contact you to provide you with information that is needed to complete the request. If you choose you may call 315-470-7928 for instructions to provide that information.
If you choose not to apply using the on-line tool, you may print out a loan application found on forms page. Fax to us at 315-470-5633. The other option is to pick up a loan brochure at the credit union.
Appointments are suggested if you need to discuss your application for any reason.
Loan Application
Note: Rates are listed ” As low as” Based on credit score from Experian 680 or higher. We have many other excellent rates and terms available based on individual terms, conditions, and scores. Rate assumes automatic payment on contractual due date or an upcharge of .50% will be added to the rate. This is subject to change without notice
| Type | Term | APR* |
|---|---|---|
| Personal/Signature Loans | 11 months | 4.99% |
| 36 months | 6.90% | |
| 60 months | 6.99% | |
| Bill Consolidation | 36 months | 10.99% |
| 48 months | 12.99% | |
| Home Improvement Estimates Required Check for requirements | 11 months | 4.75% |
| 60 months | 6.75% | |
| Line of Credit / Overdraft Protection | As low as | 9.99% |
| Visa Credit Card | As low as | 9.99% |
| Sweep Crouse Visa Credit Card | 36 months | 6.90% |
| In most cases this will allow you to lower your payment when you reach your limit on our card | 48 months | 7.20% |
| Healthy Choice Examples: Treadmill purchase,Health Club membership, Elective surgery not covered by insurances and more. Proof Required | 12 months | 4.75% |
| 60 months | 6.75% | |
You may now use the on-line tool to complete a loan application on this website. Additional information such as purchase agreements, payroll information, bills, etc. may still be needed. We will contact you to provide you with information that is needed to complete the request. If you choose you may call 315-470-7928 for instructions to provide that information.
If you choose not to apply using the on-line tool, you may print out a loan application found on forms page. Fax to us at 315-470-5633. The other option is to pick up a loan brochure at the credit union.
Appointments are suggested if you need to discuss your application for any reason.
Loan Application
Note: Rates are listed ” As low as” Based on credit score from Experian 680 or higher. We have many other excellent rates and terms available based on individual terms, conditions, and scores. Rate assumes automatic payment on contractual due date or an upcharge of .50% will be added to the rate. This is subject to change without notice
| Type | Term | APR* |
|---|---|---|
| 100% Share Secured | 24 months | 2.54% |
| Shares on Deposit | 60 months | 2.98% |
| 50% Share Secured | 24 months | 5.99% |
| Shares on Deposit | 48 months | 6.94% |
| Secured Credit Card | As low as | 17.99% |
*APR = Annual Percentage Rate. APY = Annual Percentage Yield