You may now use the on-line tool to complete a loan application on this website. Additional information such as purchase agreements, payroll information, bills, etc. may still be needed. We will contact you to provide you with information that is needed to complete the request. If you choose you may call 315-470-7928 for instructions to provide that information.
If you choose not to apply using the on-line tool, you may print out a loan application found on forms page. Fax to us at 315-470-5633. The other option is to pick up a loan brochure at the credit union.
Appointments are required if you need to discuss your application. Provide any information that you feel we may need to understand your request.
Note: Rates are listed ” As low as” Based on credit score from Experian 680 or higher. We have many other excellent rates and terms available based on individual terms, conditions, and scores. Rate assumes automatic payment on contractual due date or an upcharge of .50% will be added to the rate.
***84mo **New and Untitled Auto–Credit Score 650 and above with Experian. Loan Value $30k plus
Subject to change without notice. *APR Annual Percentage Rate
| Loan Type | Term |
|---|---|
| Auto Purchase or Refinance your loan from other lenders Years 2021-2023 Terms and conditions may apply | 36 months |
| 48 months | |
| Includes New/Used -Previously Titled | up to 60 months |
| 72 months | |
| Available for loans +$30,000 Yrs. 2021-2023 (New or Used) | 84 months |
| Used Auto Purchase or Refinance your loan from other lenders Years 2015-2020 | up to 36 months |
| Terms and conditions may apply based on NADA and year of vehicle | up to 48 months |
| 60 months | |
| 72 months | |
| Longer Term New Car Purchase Special ! Never Titled | 84 months |
| New -Untitled Vehicles Previous Current Next Year | Loan Value $30k plus 650+ Credit Score with Experian |
| New Boats/RV 2019-2023 New and Untitled or Refinance your current loan from other lenders - 1 year from original contract date | 60 months |
| 84 months | |
| 120 months | |
| 144 months | |
| Used Boats/RV 2013-2023 Used or Previously titled or Refinance your loan from other lenders. Original contract over 1 year old | 60 months |
| 84 months | |
| 120 months | |
| Other Secured Category includes Older Vehicles 2013 and older. May include ATV, snowmobile, Jet-ski, and motorcycles Terms will be based on year and NADA values. | 36 months |
| 48 months | |
| 60 months | |
| SportCraft - ( New and Untitled) 2021 to 2023 Motorcycle, Jetski, ATV, snowmobile, and other purchases . Ask for list. | 60 months |
| Used 2013-2023 Motorcycle, Jetski, ATV, snowmobile, and other purchases. Ask for list. | 60 months |
You may now use the on-line tool to complete a loan application on this website. Additional information such as purchase agreements, payroll information, bills, etc. may still be needed. We will contact you to provide you with information that is needed to complete the request. If you choose you may call 315-470-7928 for instructions to provide that information.
If you choose not to apply using the on-line tool, you may print out a loan application found on forms page. Fax to us at 315-470-5633. The other option is to pick up a loan brochure at the credit union.
Appointments are required if you need to discuss your application. Provide any information that you feel we may need to understand your request.
Loan Application
| Signature Loans | Term |
|---|---|
| Personal-Signature loan Maximum $20k | up to 12 months |
| 36 months | |
| We make every attempt to work with all credit scores and all situations | 60 months |
| 72 months | |
| HOME IMPROVEMENT | Term |
| Written Contractor Estimates Required. Checks payable to contractors. | 24 months |
| Eligible borrowers must have 650+ credit score with Experian. Rates based on credit score. No delinquency patterns within last 5 years. Maximum $35,000 | 36 months |
| 60 months | |
| ** For amounts over $20,000—Min Requirements and 3yrs plus with same employer. | 72 months |
| Mechanical Repair Coverage | Term |
| Help protect your vehicle 3 Plans available | 36 months |
| Cost may be far less than at dealer costs for this coverage | 60 months |
| Bill Consolidation | 36 months |
| (List of bills required) Checks Payable to creditors) Maximum unsecured loan limits will apply. | 60 months |
| Line of Credit / Overdraft Protection ( new account) | As low as |
| Visa Credit Card( new account) | As low as |
| Secured Visa Credit Card | As low as |
| Sweep Crouse Visa Credit Card | 36 months |
| In most cases this will allow you to lower your payment when you reach your limit on our card | 60 months |
You may now use the on-line tool to complete a loan application on this website. Additional information such as purchase agreements, payroll information, bills, etc. may still be needed. We will contact you to provide you with information that is needed to complete the request. If you choose you may call 315-470-7928 for instructions to provide that information.
If you choose not to apply using the on-line tool, you may print out a loan application found on forms page. Fax to us at 315-470-5633. The other option is to pick up a loan brochure at the credit union.
Appointments are required if you need to discuss your application. Provide any information that you feel we may need to understand your request.
Note: Rates are listed ” As low as” Based on credit score from Experian 680 or higher. We have many other excellent rates and terms available based on individual terms, conditions, and scores. Rate assumes automatic payment on contractual due date or an upcharge of .50% will be added to the rate.
Subject to change without notice
| Type | Term |
|---|---|
| 100% Share Secured | 24 months |
| Shares on Deposit | 60 months |
| 50% Share Secured | 24 months |
| Shares on Deposit | 48 months |
| Secured Credit Card | As low as |
*APR = Annual Percentage Rate. APY = Annual Percentage Yield